LendingOwner

Owner-Financed Properties

Privacy Policy

Last updated: February 15, 2026

1. Information We Collect

Account Information: When you create an account, we collect your name, email address, and password.

Listing Information: Property details, photos, financing terms, and contact information you provide when creating listings.

Communication Data: Messages and inquiries sent through the platform.

Usage Data: Information about how you use our platform, including IP address, browser type, and pages visited.

2. How We Use Your Information

We use your information to:

  • Provide and maintain our services
  • Process and display property listings
  • Facilitate communication between buyers and sellers
  • Send service-related notifications
  • Improve our platform and user experience
  • Prevent fraud and ensure platform security

3. Information Sharing

We do not sell your personal information. We may share information:

  • With other users: Your name and contact information are visible when you create listings or send inquiries
  • Service providers: Third-party services that help us operate the platform (hosting, analytics)
  • Legal requirements: When required by law or to protect our rights

4. Data Security

We implement reasonable security measures to protect your information. However, no method of transmission over the internet is 100% secure. You are responsible for maintaining the confidentiality of your account credentials.

5. Cookies and Tracking

We use cookies and similar technologies to:

  • Keep you logged in
  • Remember your preferences
  • Analyze platform usage
  • Improve user experience

You can control cookies through your browser settings.

6. Your Rights

You have the right to:

  • Access your personal information
  • Correct inaccurate information
  • Delete your account and data
  • Object to certain data processing
  • Export your data

7. Data Retention

We retain your information for as long as your account is active or as needed to provide services. When you delete your account, we will delete or anonymize your data, except where we need to retain it for legal compliance.

8. Children's Privacy

Our services are not intended for users under 18 years of age. We do not knowingly collect information from children.

9. Third-Party Links

Our platform may contain links to third-party websites. We are not responsible for the privacy practices of these external sites.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page and updating the "Last updated" date.

11. Contact Us

If you have questions about this Privacy Policy or your data, please contact us through the platform.

🔒 Your Privacy Matters

We are committed to protecting your personal information and being transparent about how we use it.

⚖️ Marketplace Disclaimer

LendingOwner is an independent online marketplace that connects buyers and sellers of owner-financed real estate. We are not a lender, mortgage broker, loan originator, real estate broker, agent, financial institution, escrow company, or legal advisor. We do not originate loans, determine creditworthiness, negotiate financing terms, or participate in real estate transactions.

🏦 No Lending Activity

Any financing terms displayed on this Platform are provided solely by property sellers. LendingOwner does not verify, approve, or guarantee financing terms and does not evaluate borrower eligibility. Users are responsible for ensuring that any financing arrangement complies with applicable federal, state, and local lending laws.

🔍 Due Diligence Required

LendingOwner does not verify property ownership, title status, liens, property condition, or legal compliance of any listing. Buyers are responsible for conducting independent inspections, title searches, and legal review. We strongly recommend consulting a licensed real estate attorney before any transaction.

🏘️ Fair Housing Statement

LendingOwner is committed to compliance with the Fair Housing Act and all applicable anti-discrimination laws. Users may not post listings that discriminate based on race, color, religion, sex, disability, familial status, national origin, or any other protected characteristic. Violations may result in listing removal and account suspension.

🚨 Fraud Prevention Notice

Never wire money or send funds without verifying property ownership and title status. LendingOwner will never request payment outside the Platform for property transactions. Report suspicious activity to support@lendingowner.com

⚠️ No Endorsement or Guarantee

LendingOwner does not guarantee the accuracy, completeness, or reliability of any listing or user profile. We do not endorse or validate any user, seller, buyer, property, or financing arrangement. All interactions and transactions occur at your own risk.

Compliance Responsibility: Users are solely responsible for ensuring their listings and transactions comply with all applicable federal, state, and local laws, including the Dodd-Frank Act, SAFE Act, TILA, ECOA, and all state-specific real estate and lending regulations. LendingOwner does not provide compliance guidance. All transactions occur directly between users.

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© 2026 LendingOwner. Technology marketplace platform. Not a lender or broker.